Financial Support

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Help and Guidance Following a Bereavement

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Help and Guidance Following a Bereavement

Losing someone you love is difficult enough without worrying about the financial impact of arranging a funeral.

At Wearside Direct Cremations, we believe every family should have access to clear information about the financial support that may be available to them. Whether you need help meeting funeral costs or simply want guidance about the options available, there are organisations and government services that can provide practical support.

If you are worried about the cost of a funeral, please don't hesitate to speak to our caring team. We will always explain your options honestly, provide transparent pricing and help you make decisions that feel right for your family and your circumstances.

Affordable, Transparent Direct Cremation

Affordable, Transparent Direct Cremation

Choosing a Direct Cremation can significantly reduce the overall cost of arranging a funeral whilst still ensuring your loved one receives professional, dignified care.

Our fully inclusive Direct Cremation is £1,500, with no hidden costs.

Unlike many providers, your loved one remains under the care and guidance of Thompson Brothers & Sons Funeral Directors, giving you the reassurance of local, independent funeral care together with clear, honest pricing.

If you would like to discuss the service or ask any questions about costs, we are always happy to help.

Bereavement Support Payment

If your husband, wife or civil partner has died, you may be entitled to Bereavement Support Payment, a government benefit designed to provide financial assistance during the first months following a bereavement.

You may be eligible if:

  • You are under State Pension age.
  • Your husband, wife or civil partner paid sufficient National Insurance contributions.

The payment usually consists of a lump sum followed by monthly instalments, depending upon your circumstances.

Funeral Expenses Payment

If you receive certain income-related benefits, you may be able to claim a Funeral Expenses Payment to help towards funeral costs.

This support may help with:

  • Cremation or burial fees.
  • Certain travel expenses.
  • Death certificates and associated documentation.

Eligibility depends upon your personal circumstances and the benefits you receive.

Pension Credit & State Pension Support

If you or your late partner received Pension Credit, you may be entitled to additional financial support or changes to your pension entitlement.

The Pension Service can explain any benefits that may be available.

Tell Us Once

Following a bereavement, you may not need to contact every government department individually.

The Government's Tell Us Once service allows you to notify several departments at the same time, including:

  • Department for Work and Pensions (DWP)
  • HM Revenue & Customs (HMRC)
  • Driver and Vehicle Licensing Agency (DVLA)
  • Passport Office
  • Local Council Services
  • Electoral Register

Your Registrar will normally explain how this service works when the death is registered.

Charitable Organisations Offering Financial Advice

Turn2us

Turn2us helps people access welfare benefits, charitable grants and financial support.

MoneyHelper

Free government-backed guidance covering budgeting, debt, pensions and financial planning after bereavement.

StepChange Debt Charity

Free confidential debt advice if you are worried about finances following a bereavement.

Citizens Advice

Citizens Advice offers free, confidential advice covering:

  • Benefits.
  • Debt.
  • Legal matters.
  • Financial planning.
  • Bereavement support.

National Bereavement Service

The National Bereavement Service offers practical guidance about legal matters, probate, funeral arrangements and financial support.

Emotional & Bereavement Support

Financial worries often go hand in hand with grief.

If you feel you would benefit from emotional support, these organisations are available.

Cruse Bereavement Support

Samaritans

Available 24 hours a day.

Winston's Wish

Supporting bereaved children and young people.

Local Authority Support

Some local councils may offer emergency financial assistance, welfare support or guidance following a bereavement.

You can find your local council by visiting:

We Are Here to Help

Every family's circumstances are different.

If you are worried about funeral costs or unsure what financial support may be available, please contact our caring team.

We will always take the time to explain your options honestly and help you choose the arrangements that feel right for your family and your budget.

There is never any pressure, and no question is ever too small.